This post is sponsored by Vanguard but the content and opinions expressed here are my own.
You know those perfect fall weekends? The ones that are so good you wish you could relive them over and over again? Well a few weekends ago was one of those weekends. The weather was incredible. It was crisp out, but pleasant and warm in the sun. The perfect time to break out our sweaters and flannel. The leaves had started to fall from the trees, but the branches were still perfectly dotted with the yellows, and oranges, and reds, that I wait all year for. The beauty of this season fades so quickly, that I’ve learned that you need to take it all in while it lasts.
A couple of Sundays ago, Mike and I decided that we needed to get out and enjoy it with the kids before it’s all over. So, we piled all four of them into the car and went for a drive to “leaf peep”. We put some oldies on the radio and drove the winding backroads near our home. Everyone was getting along, there were lots of oohs and ahhhhs from the backseat, and it made my fall-loving heart so happy.
Our ride led us to one of our favorite places, Longwood Gardens. If you live in the Philadelphia area, this place is a must-see. It’s beautiful year-round, but this weekend, it was stunning. We explored the gardens inside, and took full advantage of the kid’s area, where Max, Ella, and Theo played in the water and got to do leaf rubbings. Their mum festival is going on right now, and the display is incredibly gorgeous. After we took in all there was to see indoors, we went to explore the grounds outside. The kids ran, climbed on giant pumpkins, and got to see the miniature train exhibit. I swear I’m not exaggerating when I say that it was the kind of day I live for as a mom.
It can be stressful and tough to get out and do these types of the things with four kids under the age of six, but when we make the effort, it is SO worth it. It was such a perfect family day, and we made such great memories together that will, without question, last a lifetime. As you can probably imagine, doing stuff like this as a family of six can be costly, which is why it is really important to us how we save and invest. We always want to make sure that we’re getting the most for our money so that we can do fun things together.
By investing in a bank savings account vs. a higher yielding money market funds you risk missing out on more money. According to recent data, if you hold $10,000 in cash, you could earn about $170 a year, at the current average yields of money market mutual funds. In a bank savings account you’d only make about $10 a year. That’s a difference of $160, which might not seem like much, but when you can put that extra money towards spending quality time with your family like we did last weekend, it means a whole lot.
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This post is sponsored by Vanguard, but the content and opinions expressed here are my own.
*This illustration uses 1.69% average yield for money market mutual funds and 0.09%national average yield for bank savings, both as of 9/30/2018, according tocranedata.com and bankrate.com. These rates are not guaranteed.
*Vanguard is owned by its funds, which in turn are owned by their investors.
*All investing is subject to risk, including the possible loss of the money you invest. Bank deposits are guaranteed (within limits) as to principal and interest by an agency of the federal government. There may be other material differences between products that should be considered before investing.
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